Todd is probably right, I'm running an i5 and a 3090 and I have had no crashes at all, stable 60 every where but main cities and 45 in the cities at ultra settings. People reporting frame dips below 30 on low settings is not the games fault. Might not be a bad idea to lower the number of people in the main cities, my guess is they are the problem lol.
There is no chance in any world that they will charge $150, that's just plain stupid, though it *might* be a $70 single player campaign and a separate $70 online game, but I doubt even that. It will be $70 with shark cards again. This kind of dumb shit isn't even worth reporting on, people are just pushing "controversy" to get clicks.