Never Buy Another XBOX GAME!?

Not sure that they said "money back" but instead "money's worth" which implies that 2 full retail games is the same price as this service. That's also assuming that you eat the full price and never sell the game as used after the fact. Some people do that, others will play a game and sell it the moment they're done, which would throw off the value of this proposition. All that aside, the point of how you value it is to consider how many games you play per month/year and weigh it against the price of the service. If you want to play 120 games a year, $120 seems like the best deal ever. I doubt anyone would do it, but you could. The minimum amount of games you should play to make it worth it is 2. If you play 2 Microsoft exclusive games per year, then this pass will give you those plus a huge library of games you might not already have.

Speaking of losing access, the pass is taking away 2 games at the end of this month (or next month, can't remember right now) so if anyone happens to enjoy those games, best to play them now or buy them outside of this service. The argument of "no ownership" is actually part of digital distribution as a whole, for as long as I've been paying attention to it. If you own something digitally and the servers go offline, you have no license so therefor, you can't play the game. Once in a while a DDoS will make that happen, but when it becomes a real shut down, there's nothing that can be done about it. Physical has fewer limitations, however there are some exceptions. Destiny is one series where you can't play the game without being online. If the servers shut down, it's gone. I believe The Division is the same way. Seems like it should be anyway. World of Warcraft or any MMO would fall in the same category. All you have to do is look at how they word it. Even I used it: Licenses. We don't own the games we have in our library. We have a license to play them. Digital or physical, it's not our property. We merely have the ability to access the game.

My view on exclusivity is simple; If I don't want to play it, then I won't. I have a couple games I might want to play that are platform exclusive, however I'm not shelling out money that I either don't have or could spend elsewhere for hardware to play them. In the case of streaming exclusive, it makes no difference that I can't get it anywhere else. If I want to play it, I might grumble a bit as I set up the account that's necessary to play it but the fact that it would only available through a specific delivery method doesn't matter to me. If it's something I don't want to play, I'm not paying for the service to get it, or I am paying for it already but I won't play that game. Regardless, it's exclusivity is irrelevant. Plus, if it's the only game I want to play on the service, $10 for a month of access is better than $60 up front which is then worth less than $20 a month later (or if you can swindle someone, you might be able to get $50 by posting to craigslist or ebay). The price over a month should be understandable, even if you don't advocate streaming exclusivity. I get that you'd have a problem with it as a concept, but the argument has to be made that it's worth it either way. 

I don't actually care for the Xbox Game Pass, I just wanted to bring a few points that I can see for why it's a good program. Your points have merit and I can understand where you're going with it. My stance would remain unchanged if they made it the dystopian gaming future you're referring to though. I'm also a windbag so I hope you don't mind the long post.